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Hacking Your Haven: A Budget-Friendly Guide to Your 4-Room Flat Makeover

Renovating a 4-room flat is an exciting journey towards creating your dream home. Whether you're moving into a new BTO (Build-To-Order) flat or sprucing up a resale unit, setting a realistic budget is crucial. In this article, we'll explore various aspects of the renovation process, including key areas such as toilet renovation, kitchen renovation, and carpentry work, while offering tips to save money and ensure cost-effective decisions.


Setting a Realistic Budget

Before diving into the specifics, it's essential to establish a realistic budget for your renovation project. The cost of renovating a 4-room flat in Singapore can vary based on factors such as the scope of work, materials used, and whether it's a BTO or resale flat. On average, you can expect to spend between SGD 30,000 to SGD 100,000.

Factors Affecting Renovation Costs:

  • Type of Flat: BTO flats typically cost less to renovate compared to resale flats due to fewer repair and hacking works.
  • Scope of Work: Extensive renovations, including major structural changes and premium materials, will naturally cost more.
  • Design Preferences: Custom designs and high-end finishes add to the overall cost.


Key Areas of Renovation

1. Toilet Renovation

Image Source: C A L Design_Project Blk 445B Clementi Ave 3


The bathroom is a vital part of any home, and renovating it can range from SGD 5,000 to SGD 15,000. Costs include plumbing, tiling, and the installation of fixtures like the toilet bowl, sink, and shower.

  • Plumbing and Waterproofing: Ensuring proper plumbing and waterproofing is crucial to prevent future leaks and water damage.
  • Tiles and Fixtures: Choosing durable tiles and high-quality fixtures can enhance the longevity and aesthetics of your bathroom.

2. Kitchen Renovation

Image Source: Chapter 13_Anchorvale Road


The kitchen is often considered the heart of the home. Renovating this space can cost between SGD 10,000 to SGD 30,000, depending on the materials and appliances chosen.


  • Cabinetry and Countertops: Custom carpentry work for cabinets and premium countertops can significantly affect the budget.
  • Appliances: Investing in energy-efficient appliances might have a higher upfront cost but can save money in the long run.

3. Living Room and Bedrooms

Image Source: MyDesign Interior_Parkgreen Condo


The living room and bedrooms are where you'll spend most of your time, and their renovation costs can range from SGD 10,000 to SGD 25,000.

  • Flooring: Options like vinyl, laminate, or hardwood flooring vary in cost and durability.
  • Built-In Furniture: Custom-built wardrobes, TV consoles, and shelving units add both functionality and style.


Save Money on Your Renovation

1. Plan and Budget Your Renovation Carefully

Thorough planning is the cornerstone of a cost-effective renovation. Outline your renovation goals and prioritise essential works. Setting a clear budget helps avoid overspending.

2. DIY Where Possible

For those with a knack for DIY projects, tackling minor renovations like painting or assembling furniture can save on labour costs.

3. Compare Quotes

Get multiple quotes from different contractors to find the best deal. Ensure that the quotes include a detailed breakdown of costs to avoid hidden fees.

4. Opt for Cost-Effective Materials

Choosing cost-effective yet durable materials can significantly reduce your overall expenses without compromising quality.


Masonry and Carpentry Work

Masonry Work

Masonry work involves tasks like tiling, plastering, and constructing partition walls. These are essential for both aesthetic and functional aspects of your home. Masonry work can cost between SGD 3,000 to SGD 10,000, depending on the extent of the work.

Tiling 

Quality tiles can make a huge difference in the look and feel of your home. While ceramic tiles are affordable, options like porcelain or natural stone tiles are more expensive but offer greater durability.

Carpentry Work

Image Source: Orange Interior_103 Jalan Rajah


Custom carpentry is where your home truly comes to life. Whether it's bespoke wardrobes, kitchen cabinets, or feature walls, carpentry work can range from SGD 5,000 to SGD 30,000.

  • Materials and Finish: The choice of wood, laminates, and finishes can greatly influence the cost. For example, solid wood is more expensive than plywood but offers superior durability and aesthetic appeal.
  • Customisation: Custom designs tailored to your needs and space can maximise functionality but also increase costs.


Renovation Process

The renovation process involves several stages, each crucial for a successful outcome. Here's a simplified breakdown:

1.    Planning and Design: Collaborate with your interior designer to create a detailed renovation plan, including floor plans, design concepts, and material selections.

2.    Approval and Permits: Obtain necessary permits and approvals from relevant authorities, especially for structural changes.

3.    Demolition and Hacking: For resale flats, this step involves removing old fixtures, tiles, and walls.

4.    Masonry and Electrical Work: Conduct masonry work like tiling and install electrical wiring for lights and appliances.

5.    Carpentry and Painting: Install custom-built furniture and fixtures, followed by painting and finishing touches.

6.    Final Inspection and Handover: Conduct a thorough inspection to ensure everything meets your expectations before the final handover.


Renovating BTO vs. Resale HDB Flats

Renovating BTO and resale HDB flats have distinct differences. Understanding these can help set appropriate expectations and budgets.

BTO Flats

  • Condition: BTO flats come in a relatively bare condition, requiring more work to make them liveable.
  • Customisation: More flexibility in designing your space since you start with a blank slate.
  • Cost: Generally lower renovation costs due to the absence of hacking and repair work.

Resale Flats

  • Condition: Resale flats might need extensive repair and hacking works to remove old fixtures and tiles.
  • Customisation: Limited by existing structures and layouts, requiring creative solutions to incorporate new designs.
  • Cost: Higher renovation costs because you have to “undo” and “redo” the flat.


Renovating a 4-room flat is a significant investment that requires careful planning and budgeting. By understanding the various aspects of the renovation process, from toilet and kitchen renovations to masonry and carpentry work, you can make informed decisions that align with your vision and budget. Whether you're renovating a BTO or resale HDB flat, the key is to prioritise essential works, compare quotes, and choose cost-effective materials to achieve your dream home without breaking the bank.


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